Payment Solutions for a wide variety of Retail Merchants
Retail merchants will conduct a majority of their sales with cardholders who have their card present at the time merchandise is delivered. For the majority of sales, retail merchants will obtain a card swipe through a terminal or register system with a card swipe device connected. Vantage delivers secure and reliable payment acceptance solutions with a wide array of product functionality and support, competitively priced, and designed to meet your unique requirements.
- Vantage supports the platforms you require like innovative cloud-based tablet POS solutions.
- Reprogram your existing compatible terminal or POS system at No Charge. Call us with your terminal make and model or your Point of Sale payment application name and version number to confirm compatibility. Vantage merchant accounts will work with today's top POS systems.
- Vantage understands that retailers today may also sell outside of their retail store at trade venues requiring mobile POS systems or over the web requiring an eCommerce payment gateway. We support both the payment technology and Interchange management to meet your business needs.
- Vantage supports contactless payment readers to accept all the latest contactless chip-based credit and debit cards from MasterCard PayPass, American Express ExpressPay and Visa Contactless.
- Vantage supports future ready terminals with optional features like end-to-end encryption and EMV / NFC ready. Additional terminal selection considerations:
- Do you need to support multiple applications (for example adding, check guarantee, gift and loyalty card processing)?
- Do you need to support multi-merchant IDs (mult-merchant applications work well spa, hair and nail shops)?
- Do you need dial or ethernet connectivity for high-speed broadband?
- Do you need support for more than one terminal or check out lanes?
- Vantage provides reliable payment processing service on a variety of connectivity methods including DSL/cable, frame relay, Internet (IP), and wireless WiFi.
- Check processing services including guarantee and conversion at the POS plus back office check21 and ACH services.
- Brand, issue and process your own secure electronic Gift card program or and Loyatly Service.
- Payment Card Industry Data Security consulting and PCI compliance.
- Comprehensive reporting options to manage your Vantage merchant account using a secure web access portal at no charge.
- For multi-lane terminal payment services, read about our Grocery Payment Solutions.
PIN Debit acceptance and steering calculations have changed with the implementation Durbin Admendment and the regulations that the Federal Reserve set debit processing rates. With both signature debit (check cards) and PIN debit both regulated by the Fed, careful analysis should first be completed. And while the regulated debit rates are the same, your location and the number of exempt un-regulated debit cards you accept will differ and need to be considered in your analysis. Other consideration include customer demand and when cardholders prefer signature to PIN debit (plus not everyone will know their PIN and some issuers restrict their PIN to ATM use only).