Check Guarantee Service

IVI CheckMate 3000 CheckReader

Check Guarantee Services will increase merchant sales and manage risk by providing merchants the ability to accommodate all check writing customers by accepting checks from anywhere in the U.S. or Canada. By guaranteeing checks and providing check guarantee services up to $30,000, Certegy assumes the risk to cut merchant losses and risk of consumer fraud. Electronic access to Certegy databases streamlines Check Guarantee Services approval at the point of sale (POS) allowing merchants to accept checks without risk.

• Maximum Check Guarantee Protection Services
• Minimize losses
• Reduce risk of merchant fraud
• Improve efficiency at POS Merchant locations
• Accept checks without risk from anywhere in the U.S. or Canada
• Standardized Merchant Check Guarantee Services & Procedures
• Provides reliable electronic access
• Requires only one ID

Check guarantee and accept checks without risk merchant services are both simple processes at the point of sale. Your retail merchant sales associates simply scan the check through the CheckMate Reader or enter the customer's information into your credit card terminal or retail merchant cash register system. Within seconds, Certegy authorizes and guarantees the check from its database of millions of consumer records, in about the same amount of time as a simple credit card transaction.

If a check that is authorized or guaranteed does not clear the bank, the merchant account is quickly reimbursed the full amount of the check that was processed.

This ensures that our merchant account clients, especially retail merchant accounts, are able to accept checks without risk. Merchants and Retail Merchant Accounts decide which checks to accept or guarantee. For example, you may decide to authorize and accept an out-of-state check, but not authorize a repeat customer's payment.

Pricing:
To accept checks with check guarantee merchant services, there is a discount merchant rate percent charge for each check you guarantee (rates are based upon industry and retail or wholesale location). Please contact us for a free merchant rate quote.

Welcome Check Guarantee

For accept checks, check guarantee, and check verification services, a flat merchant transaction fee is charged, giving you valuable customer credit information in which to base your decision on accepting a check for payment or providing check guarantee merchant services. You accept the risk of acceptance.

Welcome Check Verification

This user-friendly "all in one" electronic check reader with integrated processing modem is designed to reduce check fraud for your retail establishment.

The Check Reader 3000 merchant check processing services terminal is fast and simple to use. It is the most cost-effective check guarantee and versatile check reader on the market!

Protecting yourself from bad check losses is as easy as plugging the Check reader 3000 into your telephone jack and power outlet. The large bright accept checks information display and check guarantee services keyboard are incredibly easy-to-use. The check guarantee keyboard layout is similar to that of a credit card terminal, making it easy to operate and accept checks. All in a small check guarantee footprint!

The Check Reader 3000 can be wall-mounted or placed on a retail counter for optimum check guarantee retail clerk operator convenience. The integrated accept checks modem provides direct retail access to electronic check processing service, and no additional check processing terminals or accept personal checks equipment devices needed.

The Check Reader 3000 helps merchants accept checks and provide check guarantee services that meet the highest level of merchant standards, ensuring optimal accept checks reliability, check processing security, and check reading accuracy.

Accept More Check Claims. Provide More Flexibility. More Check Guarantee Convenience. Faster Merchant Check Payments.

Improve retail merchant cash flow with ACH Check Claims Payment and Billing.
Paying claims electronically not only ensures that check payments arrive sooner, it also reduces merchant administrative expenses and the many inconveniences experienced with mail and paper check processing.

Shopping for better merchant services rates and accept checks pricing?
Provide a copy of your current merchant account invoice with any existing merchant competitor and through our Take-Away Program see if Merchant Rates can lower your merchant services rate by a maximum of .20%.

This user-friendly "all in one" merchant check reader with integrated accept checks modem is designed to reduce check fraud for your retail establishment.

The Check Reader 3000 is fast and simple to use. It is the most cost-effective check processing and versatile accept personal checks check reader on the retail merchant services market!

Protecting your merchant business from bad accept checks losses is as easy as plugging the Check reader 3000 terminal into your retail telephone jack and power outlet. The large, bright, accept checks display and check guarantee keyboard are incredibly easy-to-use. The check guarantee keyboard layout is similar to that of a credit card terminal, making it very easy to operate. All in a small merchant services footprint!

The Check Reader 3000 can be wall-mounted or placed on a retail counter for optimum accept checks operator convenience. The Integrated check guarantee services modem provides direct access to electronic check processing service, so there are no additional merchant terminals or accept checks devices or equipment needed.
The Check Reader 3000 meets the highest level of check processing standards, ensuring optimal accept checks reliability, merchant security, and check reading services accuracy.

More Claims Accpeted. More Flexibility. More Convenience. Faster Payments.

Improve cash flow with ACH Claims Payment and Billing.
Paying claims electronically not only ensures that merchant payments arrive sooner, it also reduces administrative expenses and the many inconveniences experienced with mail and check paper processing.

Shopping for better merchant rates and check processing pricing levels?
Provide a copy of your current merchant account invoice with an existing merchant services competitor and through our merchant account Take-Away Program and see if merchant rates can lower your rate by a maximum of .20%.