Vantage Viewpoint

Email Phishing Scams Indicators and Best Practices

  • January 10, 2011
Email “phishing” scams utilize fraudulent emails that appear to originate from legitimate financial institutions, transaction processors or other business entities that routinely conduct …

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New Fees a Result of Regulation

  • January 05, 2011
According to The Wall Street Journal, banks are planning to introduce new fees on basic products like debit cards, ATMs and checking accounts in attempt to recoup revenue lost as a result of …

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Analyst Speculate on Impact of Fed's Debit Card Proposal

  • December 19, 2010
On Thursday, the Fed issued a proposal to set a price cap on debit card Interchange fees under new powers from the Dodd-Frank Act. Since then there has been much speculation on its impact. …

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Debit Card Chaos on Fed announcement

  • December 16, 2010
Breaking Payment Industry News – Fed announces Debit Card Rates and Rules for Comment

In a history making live webcast, the Federal Reserve Board announced proposed debit card Interchange …

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Live Video - Fed Meeting on Debit-Card Rules that May Represent a Victory for Retailers

  • December 16, 2010
Meeting of the Board of Governors of the Federal Reserve System The Board will consider a proposed rule governing debit card interchange fees and routing.

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The Paperless Check Emerges in 2011

  • December 09, 2010
I envision a better ACH. One that lets me pay anyone from any personal or business checking account I choose without having to give up my sensitive account information or authorization to withdraw …

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Substituting Debit with Prepaid

  • December 08, 2010
If you subscribe to the Vantage Viewpoint blog, you know that The Wall Street Journal article this week “Banks Pin Revenue Hopes on Prepaid Cards” confirms the prediction put forth in our …

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Extreme Makeover in Savannah

  • November 22, 2010
It was an awesome week for everyone involved with the Extreme Makeover Project in Savannah that will air on ABC sometime in January.  Our partner, First Chatham Bank (FCB) in Savannah was …

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First ever Small Business Saturday

  • November 16, 2010
First came Black Friday, then came Cyber Monday, and now, American Express is launching the first ever “Small Business Saturday SM” on November 27th, the Saturday after Thanksgiving.& …

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US Firms Battle Late Invoices

  • November 01, 2010
According to the "Atradius Payment Practices Barometer" survey ( cash flow management remains critical for businesses. 

Key U.S. survey findings:

Approximately 39 …

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