Vantage Viewpoint

Credit card swipe fee settlement again asked for appeal

  • June 23, 2014

In December of 2013, U.S. District Judge John Gleeson approved a $5.7 billion settlement that ended eight years of litigation between credit card providers Visa and MasterCard and a number of U.S. …

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More businesses getting on EMV bandwagon

  • June 23, 2014

The need for businesses to adopt EMV technology continues to grow as the October 2015 deadline from MasterCard and Visa gets closer. However, while these two major players are pushing hard, …

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Cloud POS systems gaining more traction for companies

  • June 20, 2014

When it comes to the point of sale system, it seems that the only universally agreed upon idea is that change is coming. With the latest technology innovations, the traditional POS system is facing …

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Illinois to recognize payroll cards as proper wage payment method

  • June 11, 2014
In the business marketplace, more employers are starting to get on the bandwagon of offering direct deposit payroll cards as a way to pay their employees. It is a way to offer workers greater …

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Sam's Club to introduce EMV credit card

  • June 11, 2014
One of the biggest talking points since the Target security breach has been the increased push to deploy EMV chip-and-PIN technology into credit cards. It was brought up when Target executives were …

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American Express works toward a credit cardless future

  • June 11, 2014

When you head out for the day, what are the essentials that fill your pockets? For most of us, it includes keys (house or car), mobile phone and a wallet with cash or credit cards. Ask nearly …

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Did Apple finally get into the payments industry at WWDC?

  • June 03, 2014

Another Apple event has come and gone, and again it seems as if the mobile commerce platform has been left on the cutting room floor. For years there have been rumors that the company would add NFC …

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Is chip technology the peak of security?

  • May 30, 2014
MasterCard and Visa have deadlines of October 2015 for businesses to adopt EMV technology at their cash registers. At that point a liability shift will occur that puts more ownership of a credit card …

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PCI compliance important on any payment platform

  • May 29, 2014

In the business landscape, few trends have had as big an impact as the rise of the internet. Aside from the ability to connect with customers, the internet also opens up a new sales platform …

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New retail data sharing process created

  • May 22, 2014

The ripple effects from the Target security breach have been large and far reaching. Aside from the impact within the company -- executives let go, payment process/credit card overhaul -- the …

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