Interchange pricing is the key to merchant savings

  • October 07, 2011
Have you noticed the media blitz over what’s being referred to as ‘Durbin Dollars’, the savings from lower Fed regulated debit Interchange rates? Of course the best way for …

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Visa ends Credit Voucher Interchange for debit transactions

  • October 02, 2011
Another over looked consequence of the debit Interchange revisions, effective October 1st, is the impact on cardholder refunds due to changes in the Visa ‘Credit Voucher’ program.

Visa …

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More signs of unintended consequences from government debit Interchange intervention

  • September 27, 2011
Interchange fees have evolved over the years to be priced at the transaction level depending on factors such as a merchant's industry category, the card product accepted (credit, debit, rewards, …

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MerchantRates.com now quoting new Fed regulated debit Interchange rates

  • September 22, 2011
Get an instant Merchant Rate quote based on the new October 2011 Interchange schedules and get a first look at the Fed's new regulated debit rates as mandated by legislation often referred to as the …

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Department of Justice Final Judgment on Rule Changes

  • August 24, 2011
In October 2010, both MasterCard and Visa entered into a proposed consent decree and final judgment with the Department of Justice that required both payment card networks to modify their policies …

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Debit Interchange Regulation Fallout

  • August 17, 2011
ABC News reports that Wells Fargo to Test $3 Debit Card Fee. Major banks have already begun to change qualifications on free checking accounts and end debit rewards programs.

An it appears that the …

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Lower Invoice Processing Costs Through Automated Workflows

  • August 17, 2011
PayStream Advisors survey shows Increasing Adoption of Automated Workflows in Invoice Processing

Automating the invoice approval process is the next logical next step for companies that are already …

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A Wake Up Call for Small Business Security Concerns

  • August 15, 2011
Small business owners are a new favorite target for hackers hoping to take advantage of weak security in small business environments. This excerpt from a recent article in the Wall Street Journal …

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Visa and MasterCard plan changes due to new debit Interchange regulations

  • August 08, 2011
In June, the Fed announced final debit Interchange rules. Now we are starting to learn more about how Visa and MasterCard will approach the transaction routing provisions that ban exclusive …

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Visa to charge new location fee

  • July 28, 2011
Visa introduces a new pricing model, but provides only limited details. As reported in the International Business Times, Visa will be implementing a new fee called a “Network Participation Fee& …

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