Vantage Viewpoint

Smarter Taxes

  • April 12, 2010

With tax day almost here, it seems appropriate to consider what the federal tax system is costing taxpayers in addition to the taxes themselves. 

Complying with the federal income tax code …

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Visa Payroll Debit Cards Speed Tax Refunds

  • March 31, 2010
Another big benefit of having your pay direct deposited onto a Visa payroll debit card is that you can use the same routing and account number to also file your tax return electronically and get your …

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Credit Scoring, not just for banks

  • March 28, 2010
Financial institutions use technology and credit scoring strategies to manage lending activity. Now businesses lending to their customers by extending trade credit are learning the value of adopting …

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Which is better for Mobile merchants? Touch Tone vs. iPhone

  • March 18, 2010
We are often asked to suggest processing solutions for mobile merchants. Recently more and more of those conversations are focused on payment applications for the iPhone. Much of the buzz can be …

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Payment security compliance deadlines and revisions announced

  • March 13, 2010
Merchants should be aware of the pending payment industry deadline of July 1, 2010 related to the Payment Application Data Security Standards (PA-DSS).

Effective July 1, 2010, acquirers must ensure …

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New Merchant Services to lower costs and earn rewards

  • March 12, 2010

MerchantRates.com, where ALL merchants large and small can get an Interchange rate price structure to lower their costs, has been redesigned with a new look for 2010.

MerchantRates.com has also …

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From Imaged to Paperless Checks

  • March 04, 2010
Paper checks don’t remain as paper very long. In today’s digital age, they are quickly imaged so they can be electronically cleared and settled.

Converting paper to digital images became …

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No Interchange reform legislation in 2010

  • February 27, 2010
House Financial Services Committee Chairman Barney Frank announced his committee would not take up Interchange legislation this year.   However there are steps that small businesses, family- …

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Strategy to Advance Contactless

  • February 23, 2010
In an article on Digital Transactions “Could Visa’s New No-Signature Rule Hurt Contactless Payments?” it was argued that Visa’s expansion of its policy to no longer require …

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Visa Changes Debit Debate, Backs Contactless

  • February 14, 2010
Visa changes the signature vs. PIN debit debate with policies to support contactless payments. 

In an interview in the June/July 2009 issue of Cards&Payments magazine, Ellen Richey, global …

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