Vantage Viewpoint

MasterCard and Visa Settle Antitrust Case

  • October 04, 2010
Visa and MasterCard have agreed to new changes that will allow merchants greater flexibility to steer their customer’s payment choice.

The Dodd-Frank financial regulations signed into law in …

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Visa Adds Merchants Eligible for Small Ticket Interchange

  • September 15, 2010
Visa will implement changes to expand the CPS/Small Ticket program to all MCCs, except those noted below. This expansion is intended to facilitate growth for Visa and its members through increased …

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The Benefits of Paperless Pay

  • August 29, 2010
The recently signed financial regulatory overhaul bill named the Dodd-Frank Wall Street Reform and Consumer Protection Act is expected to reduce the debit card Interchange fees used to support free …

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Merchant Card Acceptance changes under the Dodd-Frank Act

  • August 04, 2010
The Dodd-Frank Wall Street Reform and Consumer Protection Act contains two provisions that impact card acceptance by US merchants:

Using discounts to incentivize preferred payment types

Setting …

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Special PCI Alert

  • July 23, 2010
A Special PCI DSS (Payment Card Industry Data Security Standards) Alert for Vantage clients.

This week the number of reported solicitations by phone and fax to our merchant community, …

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Visa Easy Payment Service Goes Into Effect

  • July 22, 2010
Effective October 17, 2010, Visa Easy Payment Service will provide a better framework for conducting certain low value transactions less than $25 without cardholder verification or the issuance of a …

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New Health Care Reform impacts both IIAS and IIAS Exempt Merchants

  • June 28, 2010
Flexible Spending Accounts (FSA) and/or Health Reimbursement Arrangement (HRA) cards can only be used at drug stores or pharmacies that have implemented an IIAS system.  The IRS requires …

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Merchant Alert: Debit Interchange Regulation continues move forward

  • June 22, 2010
Update:   It's Official.  The financial regulatory overhaul bill finally became law when President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act. …

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Durbin's Interchange gets more complicated

  • June 17, 2010
Senator Durbin's original Interchange amendment, inserted into the financial reform bill working its way through Congress now, would limit the amount of debit-card Interchange fees that Visa Inc. and …

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Why Visa and MasterCard Should Voluntarily Lower Interchange

  • June 15, 2010
Lately I’ve read many articles about Contactless and Near Field Communication (NFC) payments, the prospects for merchant and consumer adoption, bridge technologies and market trials. …

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