Solutions for Merchants

MOTO (Mail Order / Terminal Order) Solutions

Also known as "Card Not Present " merchant accounts, MOTO merchants key enter card numbers into a variety of payment solutions including physical terminals, payment software and virtual terminals.  When you customers are not present, the right payment technology for your business depends on how and how much you sell.   Vantage supports the technology your business needs to accept payments when you don't have the card present.  The key is to use payment applications that submit the cardholder data required to qualify for the best Interchange rates as well as follow best practices to protect your business from fraud.

We can reprogram your existing solution, upgrade your existing system or establish a  new services for your business.  The most common options...

Stand Alone Credit Card Terminal

If you already have a terminal system, we can simply reprogram the unit with a new application that is specifically designed to help you qualify for the best rates by prompting for the key data elements like an invoice number, address verification services (AVS), card verification value (CVV2) and others depending on your specific industry and needs. Vantage will reprogram your existing terminals at no charge.

Touch Tone Caputer (TTC) Service

For low volume merchants, use any touch tone phone including your cell phone to dial an 800 number that connects to an interactive voice response system.  Using your telephone keypad to enter your merchant ID, cardholder number and experation date, AVS, etc. to capture an authorization and auto settle all the transactions for the day. This service is accessible 24x7x365. There is no set up fee or equipment to purchase.  You can always upgrade as your business grows.

Virtual Terminal 

• With a virtual terminal (you key enter the sales information) you use your computer to securely log in and process sales providing greater flexibility, recurring billing features and superior transaction reporting. 
• Our processing networks are compatible with most all virtual terminal gateways including Authorize.net, Plug & Pay, Verisign PayPal, Quickbooks, eProcessing Network and many more.  The key is to select an open platform that can be reprogrammed and can operate on the greatest number of processing networks.  Avoid getting your data locked into a proprietary system that makes it difficult to change if you are not satisfied or need to add features as your business grows.

Check Processing

• Use achXpress, a credit and debit ACH platform for single and recurring payments directly to and from your customers checking accounts. 
• Use  expresscheck21 , a web-based Check21 and account recievable check platform that processes and deposits both consumer and business checks as electronic transactions or substitute checks through a scanner in your back-office.

Our expert staff can assist you in protecting your business from the risk of fraud and chargebacks and act on your behalf to prevent losses before they occur. We offer comprehensive reporting options in a variety of formats from paper statements to secure web access.

Vantage delivers secure and reliable payment acceptance solutions with a wide array of product functionality and support, competitively priced, and designed to meet your unique requirements. Please complete the form below to be contacted by a payment specialist who can answer your questions and provide a detailed quote for service. To have an instant quote emailed to you now, use the MerchantRates calculator. We look forward to working with you.