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Business, and Government Purchasing Cards
Level 3 Purchasing
Card systems for business-to-government (B2G) and
business-to-business (B2B) card acceptance
Take advantage of an integrated credit and purchase
card processing system that meets the demanding requirements
of a complex marketplace.
Today, your customers are implementing purchasing card (p-card)
programs to replace inefficient and expensive paper purchase
order processes. In fiscal year 2001, more than 499,000
federal cardholders spent $13.8 Billion on 24.4 million transactions
($565 average ticket). Department
of Defense, Department
of Veteran Affairs, and Department
of Treasury are all large users of p-cards.
Vantage Card Services, Inc. can set-up your business up with a qualified
Level 3 merchant processing account. Establish an account with us and
qualify for special discount rate incentives from the card associations.
Are 'A Plastic Revolution' For B2B Market
The benefits of accepting
p-cards as payments include improving profitability by reducing
payment time from 30-60 days to 2-3 days, reducing collection expenses
through electronic authorization, and payment processing and reducing
cost of floating funds until payments are received. Furthermore,
Level 3 processing will increase your competitiveness in winning new
contracts and may even be a requirement.
In order to manage
Interchange qualifications to get the lowest rates available, you need
an application which will support Level 3 data. We recommend
3 Delta System's (3DSI) payment solutions for commercial and government
purchase card programs
an online demo of the system.
3DSI offers three
ways to use our Level 3 payment gateway to process credit card payments,
allowing you to choose the method(s) that best fit your business practices.
All 3DSI payment
solutions provide full Level 3 Purchasing Card compliance to support
your customers that use government or commercial Purchase Card programs.
Consumer credit cards can also be processed through the 3DSI payment
1: EC-Zone Type: Online
A complete online solution designed for suppliers that require
an easy to use, affordable system for processing credit card
transactions with Level 3 information. EC-Zone
by 3Delta Systems is a fully-hosted "virtual terminal".
All system access is made online by using a web browser
via the Internet. Any computer
with an Internet connection can be used to conduct transactions. You
can intuitively create an electronic inventory that is ready
for Level 3 purchase on the EC-Zone. What's more, your products
will now be easily searchable to online prospectors, especially
people who need Level 3 purchases, like Federal Government employees.
You can electronically keep track of your inventory, sales
records, customer information. Multiple personnel can use
different logins for different levels of administrative access
and multiple processing for multiple computers.
Users logon to the EC-Zone via a web browser and the Internet.
With or without using other 3DSI solutions, the EC-Zone provides
an easy and effective way to accept p-card and other
e-Commerce transactions with minimal investment or development.
The EC-Zone's online tools can be used to view transaction and
customer activity, and they are also the perfect complement to
EC-Linx and EC-Batch for ad-hoc reporting.
2: EC-Linx Type: Real-time
A direct transaction-processing interface to the 3DSI payment gateway
using TCP/IP and the HTTPS (secure) protocol.
EC-Linx is designed for suppliers using or developing
web-commerce applications that require payment processing
capabilities featuring real-time transaction authorization
and integrated Level-3 line item detail information. All
transactions are processed securely under SSL from the
supplier's servers to the 3DSI payment gateway.
3: EC-Batch Type: File
Export and Transfer
A system for processing transactions in batch files that are transferred
via secure FTP to the 3DSI payment gateway.
This solution is designed for suppliers who do not require real-time
responses, and whose business processes require transactions
be entered into and managed by their existing systems. Typically
used in high volume situations, transactions may be bundled
and transmitted to 3DSI at the supplier's discretion. The 3DSI
payment gateway automatically processes the file and returns
transaction responses to the supplier's system.
Contact a Vantage
professional for more information regarding Level 3 processing.