Merchant Account Provider - Accept Credit Cards - Credit Card Processing
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Quality Merchant Services Since 1996 |
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Merchant Accounts » Rates » Service » Terms » Solutions » Incentives » Testimonials |
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Rates Service Terms Risk |
Having consulted with thousands of merchants, the question we are most frequently asked is "What's your rate?" Ever wonder how this question became the starting point for all negotiations? Obviously, rate is an important component, but what we have found is that merchants have actually been taught to ask this question by sales reps. Inexperienced and untrained sales reps rarely do more than sell on rate, using rate as the chief motivating factor to get merchants to sign contracts. If you ask for rates, savvy marketers will only be too happy to entice you with below-market gimmick rates designed to lure your business into a contractual obligation. These contracts may be long-term terminal leases or multi-year processing agreements with stiff early-termination fees. Having more knowledge about what determines your discount rates and the fees that impact your bottom line cost will help you make an informed decision when selecting a credit card processing provider. Understanding the importance of price structure and having a company that can help you manage Interchange qualification are very important. We have been reporting important Interchange changes and publishing these on our web site since the fall of 2005. See the latest MasterCard and Visa Interchange revisions and scroll down for a sense of Interchange updates over the last few years.
Do you avoid signing contracts? What you can do to make sure this doesn't happen:
Do you currently have a tiered rate structure with a qualified, mid-qualified and non-qualified bucket pricing? Do you have the same rate for both MasterCard and Visa transactions? Do you currently have only one qualified rate? Do you get Interchange fees refunded when you issue a cardholder credit? Talk to the payment consultants at Vantage If you are currently accepting credit cards, let us run a detailed analysis for you. Simply fax your current merchant statement to us at (770) 928-9328. Please complete the request quote form to be contacted by a payment specialist who can answer your questions and provide a detailed quote for service. To have an instant quote emailed to you now, use the MerchantRates calculator. To see a Sample Business Proposal visit: http://merchantrates.com/business-proposal-sample. We look forward to working with you. Links to learn more accepting Discover, American Express and PIN Debit |
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© 1996-2013
Vantage Card Services, Inc.
is a registered ISO/MSP of HSBC Bank USA, N.A., Buffalo, NY.
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