Using a Pay card is a huge improvement over traditional paper checks. With the security and convenience of a Visa card, you will save time and money. Wages are directly deposited to your card and you can withdraw cash from ATM's at any bank branch or opt for unlimited free cash back transactions at millions of merchants worldwide (and avoid the hassle of cashing a paper check). You can make unlimited free purchases wherever Visa cards are accepted. Your pay card provides substantial savings and a more convenient, safe and functional alternative to carrying large sums of cash.
Other payroll cards are loaded with fees making it difficult to simply use your own money. With our payroll card you'll enjoy the convenience of getting paid on time through your employers direct deposit program, without those ridiculous transaction fees.
Stop waiting for the mail, wasting time running to the bank to pay a fee to cash your check or worse yet, using check cashing stores. On payday your money is deposited into your payroll card account and accessed for FREE at over 24 million locations worldwide.
Make Cash Deposits
We've added an exciting feature that will allow you to make cash deposits at 1000s of locations nationwide. Now through the Visa® ReadyLink service, you can instantly load additional funds to your card at places where you shop every day. Using your pay card for more than direct deposit just got easier! Convenient, reliable, and hassle-free, Visa ReadyLink makes reloading your Pay Card easier than ever. The process is simple: participating merchants accept your money, swipe your card, and give you a receipt. You'll then have immediate access to funds added to your Pay Card account - it's that easy!
You've Got Money
Wouldn't it be great to get an instant message letting you know your money has been received? Now you can have that and more! You can easily sign-up online after you have logged into your account. Receive text and/or e-mail alerts for deposit activity or low balance notification. Additionally, you can request your current balance by texting us directly! Within seconds you will now exactly how much you have in your account.
Good Bye Money Orders - Hello Savings
No one likes paying bills, so we've made the process extremely fast and easy. With our Bill Pay service you can pay anyone and organize all your bills online. Imagine no more checks to write or money orders to buy. No more stamps to purchase or bills to mail. Bill Pay allows you to pay the bills on your terms. Whether it's an ongoing amount to pay, a one time payment or just a bill that can't be missed in the future, you are in control! Furthermore, our online bill pay program won't push you into an overdraft situation. If the funds aren't available to make the payment you'll receive an email saying so.
Cash when you need it
Well recognized with over 900,000 ATMs are at your disposal to access cash. Gain the ultimate convenience of using ATMs to pull cash off your payroll card whenever and wherever you please. If you decide to avoid the ATM fee and access the 'Cash Back' features at millions of merchants, such as Wal-Mart , Safeway , Kroger's , Winn-Dixie , etc.
The best way to access your pay
Relax! This payroll card allows you to take it easy on pay day and every day. Have bills be automatically deducted from your account, pay bills over the phone or simply write your card number on the back of the remittance stub. Wherever applicable, use your card in place of money orders or paying in person with cash.
If you're needing to share money with family, get a second card and transfer money to it or to another bank account at considerably less than the $20.00+ you'll pay using services like Western Union. View the Free and Fee list.
Fees: Paper vs. Plastic
Your pay card provides an alternative to high fees by eliminating the antiquated paper check. A recent survey conducted by the American Payroll Association found:.
- Check Cashing Fees: Average 2.5%
- Average Net Pay: $506.00
- Average Pay Cycle: 2 weeks
- Monthly Fees: $27.41 ($328.90 annually)
- Money orders for rent, utilities, etc.
Visa Advantages
This card is issued by First California Bank pursuant to a license from Visa U.S.A Inc.
TFG Card Solutions is a registered ISO of First California Bank.
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