Save your organization money by streamlining the payroll process, eliminating paper check processes and costs associated with lost checks. Best of all, we offer a FREE program for employers to help move your entire staff to direct deposit. There are no set up costs, no software to buy or learn, no card cost, and no minimum number of employees to enroll. It's easy to implement.
For the millions of workers who don’t have bank accounts, our payroll card program provides you and your employees the ability to never have to issue/handle a paper check again.
Card Benefits
A payroll solution that is simple to implement for any size business.
Seamless Integration: Each card has a routing number and account number that works with your existing Direct Deposit program
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We provide dedicated card services to your organization, your employees and your current Direct Deposit program or payroll provider.
Every Legal US Resident Qualifies: All employees - banked, unbanked and credit challenged are eligible for the PayCard.
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No Age Limit! Great for employers who hire high school students part time.
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All U.S. residents with a valid social security number or tax ID are eligible for the Platinum Pay Visa Card.
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No credit checks are performed. No credit reporting is submitted.
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A simple enrollment is all that is required.
Employer Savings: The American Payroll Association estimates the cost of issuing payroll checks between $2.00 to $10.00 per check. The Platinum Pay Visa Card utilizes the ACH Direct Deposit program or a funding account for instant transfers, cutting the costs dramatically.
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Eliminate check fraud.
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Eliminate the expense of buying checks, envelops and postage.
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Eliminate tracking of unclaimed funds (payroll checks not cashed/received).
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Eliminate lost/stolen check replacement.
- NO per card costs: The $3 card issue fee is waived when the card is funded within 45 days of issue.
Increased Productivity:
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More productivity – frees management staff from handing out checks while employees don’t need to leave work early to get checks cashed.
- Use the Paycard to manage employee expense.
Security:
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Employers financial information on issued checks is eliminated.
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Eliminates Check Fraud.
Disaster Preparedness:
- Eliminates the need for physical delivery of pay, since pay is distributed through your current ACH direct deposit system.
Customer Service Support:
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A personal point of contact to provide ongoing support to our employer clients.
- Personal welcome call to cardholder upon card activation.
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Routing and account numbers never change. If a card is lost or stolen, the employee orders their new Platinum Pay Visa Card and your payroll department does not need to be involved.
PayCard Implementation Ideas:
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Pilot Program: Hand select a team of employees to use the card (payroll department, plant supervisors, laborers, etc.)
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100% Direct Deposit Initiative meeting pay without discount rules.
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New Employee Enrollment: offer the PayCard in your New Hire kit
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Expense card: non-payroll payments can be mandated “Direct Deposit” – expenses reports, section 125, etc. via the PayCard
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Money Management Tool: employees can order a PayCard for family members and share money with relatives / children / students.
Let us help you mandate direct deposit. We can help you customize a program to meet state regulations and the needs of your employees, independent contractors and union members.
Our full deployment program meets state regulations:
- No Monthly Fee
- 1-Free Teller Withdrawal per Pay Period (true pay to the penny compliance)
- Toll Free Balance given automatically when calling the number on the back of the card
This card is issued by First California Bank pursuant to a license from Visa U.S.A Inc.
TFG Card Solutions is a registered ISO of First California Bank.
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