Merchant Services

One Georgia Bank delivers credit and debit card processing for Visa, MasterCard and Discover all on one statement. Features include...

True Month-to-Month Agreement

• No application, start up, or programming fees
• No long-term, expensive equipment leases
• No contract cancellation or early termination fees

Interchang Pricing Structure with a focus on your bottom line to reduce your overall cost of processing.

• No Mid & Non Qualified Tiers
• Interchange returned to you on Credits
• Discount deducted once a month, not every day
• Secure web based reporting and statements

Personal Service from a local staff offers one-on-one assistance for all of your processing inquiries and request. We are you payment systems advocates.

POS Systems, Terminals, eCommerce, Wireless & Contactless payment solutions

• Complimentary PCI DSS consultation to help you stay in compliance.
• Free reprogramming of your existing terminal units.
• Free loaner service if your POS system is down.
• POS register system compatibility through major network platforms including Vital (VisaNet) and Global Payments (East/NDC and Central/MAPP).
• Terminal systems with fast thermal printers and IP communication compatible with DSL and Cable modems.
• Debit Processing on all major online PIN debit networks are supported through a variety of 3DES encrypted terminal.

Incentives: Earn miles, points and rewards.
If you like earning rewards when you use your credit card, you'll love this unique program when processing credit cards with Vantage. When you establish a merchant account with Vantage, you are enrolled in our Vantage Points merchant loyalty program. Vantage Points are redeemable for great rewards from distinguished program partners like: American Airlines, Marriott, Hyatt, Staples, The Home Depot, Starbucks Coffee and many more.

Gift Cards & Loyalty Cards
Brand, issue and process your own secure electronic gift or loyalty card. Completely customize a stored value card service to meet your program requirements. A full suite of reporting services will help you increase sales and manage liability.

B2B Payments

Trade Credit Express is a business payment platform to outsource your accounts receivable administration and trade credit financing, providing your business with the payment speed of accepting a credit card while extending improved trade credit terms for you customers.

• Increased Sales —Businesses spend more if they aren't constrained by cash on hand or rigid credit terms. Offering more credit on longer terms increases sales and gives you an advantage over your competition.
• Fast, Secure Payments —Close the gap between sale and receipt of payment to increase cash flow for your business and reducing the amount of capital required to fund receivables. 
• Reduced Risk —Lower personal risk associated with your current line of credit and reduce bad debt with non-recourse payment guarantees.
• Improved Debt to Income Ratios —Record early payment advances as an asset.
  Improved Efficiency —Eliminate much of the administrative burden of operating a credit system, including customer credit approval, credit monitoring, matching payments to invoices, account reconciliation, making bank deposits, payments tracking and collections. 

Payroll Cards
A free program for employers, the Platinum Pay Visa® Debit payroll card is a huge improvement over traditional paper checks. The Platinum Pay card will save your organization money by streamlining the payroll process, eliminating paper check processes and costs associated with lost checks. There are no set up costs, no software to buy or learn, no card cost, and no minimum number of employees to enroll.

Business & Corporate Purchasing will typically be associated with high non-qualified rates. Vantage specializes in managing your Interchange expense to qualify for reduced rates available by implementing Level 2 and Level 3 processing solutions for business and corporate purchasing cards.

Check 21 Services
Check processing solutions are available ranging from traditional check guarantee to the latest in point of sale imaging and check conversion, ACH platform and business check site draft.