Vantage Viewpoint

Keys to a Level 3 Merchant Account

  • October 31, 2009
Accepting Commercial Cards

Commercial credit cards are being used to replace inefficient and expensive paper purchase order processes by businesses, corporations and government agencies with …

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PIN Debit Punishment Pushed Back

  • October 17, 2009
Visa and MasterCard set a mandate effective July 1, 2010 to ensure that all installed PIN pads are using the most up to date triple data encryption standard (3DES) for processing PIN debit …

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US Financial Transactions Exceed 100 Billion in 2009

  • October 17, 2009
As reported by BUSINESS WIRE -- For the first time in US history, the number of consumer and business transactions including checks and electronic transactions for debit cards, credit cards and …

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An Inconvenient Tax

  • October 12, 2009
An Inconvenient Tax - Official Trailer from Life Is My Movie Entertainment on Vimeo.

An Inconvenient Tax sheds light on one of America’s messiest problems — a fundamentally broken tax …

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More Intelligent Merchant Rates

  • October 11, 2009
As a merchant, do you feel the fees you pay for accepting card payments are too high?  I’ve not talked to anyone in business who thinks they aren’t paying enough for merchant …

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Establishing Payment Acceptance Policies

  • October 07, 2009

Does your business have policies in place for each of payment method you accept? Payment policies are critical in protecting the financial health of a business. Small businesses without payment …

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Not all Prepaid Debit Cards are alike

  • October 06, 2009
Recently I’ve seen a few stories like this one in the New York Times: Prepaid, but Not Prepared for Debit Card Fees. In the article, author Andrew Martin explores the numerous fees many card …

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Go Green With Your Pay

  • October 02, 2009
The American Payroll Association is part of an initiative to eliminate the use of paper paychecks nationwide. Currently, employers can go paperless in about 20 states. We’re tackling the rest …

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Restaurant Trends: Make your restaurant online order capable

  • September 30, 2009
According to the September 2009 Technomic American Express Market Brief, consumers of all ages have already embraced online ordering. Their research shows online ordering from a computer …

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Interchange ruled to be Interest

  • September 22, 2009
According to Bloomberg, after a decade-long battle, a U.S. Tax Court ruled in favor of Capital One Financial Corp. saying that the bank’s income from Interchange fees that merchants pay on …

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