2nd Annual Small Business Saturday

  • November 21, 2011
American Express is building on initial success with this year's 2nd annual Small Business Saturday® on November 26th. On one of the busiest shopping weekends of the year, Small Business Saturday …

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Banks steer customers towards credit cards

  • November 11, 2011
According to the latest data from Visa, more people are starting to use credit cards, not for the line of credit, but as they would a debit card. And this is just what the banks are hoping for.

Visa …

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Will Bank Transfer Day Impact Merchants?

  • November 03, 2011
News story after news story are reporting the same thing – a lot more of us are switching to credit unions and community banks. This spike in activity is being attributed in part to the scandal …

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Durbin’s Debit a Trick or Treat for Small Merchants

  • October 27, 2011
Merchant statements soon to reveal who gets savings from lower debit Interchange.

Next week, most merchants will get their first chance to see if they saved money on their card processing fees due …

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Visa’s Network Participation Fee scheduled for April 2012

  • October 26, 2011
On the Visa Q4 2011 Earnings Call yesterday, Visa stated "We're also moving forward with our modified debit economics, including the implementation of our network participation fee and the reduction …

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DepositGuard offers new and improved Property Rental Payments

  • October 12, 2011
DepositGuard is a payment technology platform for property rental payments that securely collects, holds and administers the deposits and pre-paid rents for vacation and residential property …

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Will the banking industry apply a little Steve Jobs creativity?

  • October 07, 2011
So far the initial reaction to the Fed regulated debit Interchange from the major banks has been anything but creative. Predictable yes; creative no. We've seen many regulated debit card issuers …

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Interchange pricing is the key to merchant savings

  • October 07, 2011
Have you noticed the media blitz over what’s being referred to as ‘Durbin Dollars’, the savings from lower Fed regulated debit Interchange rates? Of course the best way for …

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Visa ends Credit Voucher Interchange for debit transactions

  • October 02, 2011
Another over looked consequence of the debit Interchange revisions, effective October 1st, is the impact on cardholder refunds due to changes in the Visa ‘Credit Voucher’ program.

Visa …

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More signs of unintended consequences from government debit Interchange intervention

  • September 27, 2011
Interchange fees have evolved over the years to be priced at the transaction level depending on factors such as a merchant's industry category, the card product accepted (credit, debit, rewards, …

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